Living Conditions Survey (LCS) Material insufficiency Persons aged 16 years old and over, with insufficiency in a given number of concepts, by educational level attained. Units: Percentages In at least 2 concepts In at least 3 concepts In at least 4 concepts Total 33.2 13.9 4.9 Primary education or lower 46.5 19.5 6.8 First stage secondary education 41.8 18.4 6.8 Second stage secondary education 27.0 11.4 3.8 Higher education 14.4 5.1 1.7 No data recorded 26.0 8.6 8.5 Notes: 1) Primary education or lower: Includes illiterate persons First stage secondary education: Includes equivalent vocational training and insertion Second stage secondary education: Includes equivalent vocational training and insertion (including that requiring a second stage secondary education degree) Higher education: Includes equivalent vocational training and insertion Concepts considered: 1.The person or household cannot afford to go on holiday at least one week a year 2.The person or household cannot afford a meal with meat, chicken or fish at least every other day 3.The person or household cannot afford to keep the dwelling at an adequate temperature 4.The person or household is unable to handle unforeseen expenses 5.The person or household has been late paying expenses relating to the main dwelling (mortgage or rent, gas bills, community costs, etc.) in the last 12 months 6.The person or household cannot afford a car 7.The person or household cannot afford a personal computer. Source: National Statistics Institute