Household Budget Survey (HBS) Households, according to their economic capacity in the last twelve months Percentage of households, according to household expenditure quintile, and which have problems with their economic capacity Units: percentage They have had delays in expected payments They have had to take measures in order to deal with their customary expenses They have not been able to dedicate money to savings or to the acquisition of housing They are unable to assume an unexpected expense of 600 euros with their own resources Total 11.15 12.61 49.34 33.12 First quintile 21.60 22.66 70.46 61.34 Second quintile 13.70 14.58 56.66 42.71 Third quintile 9.44 11.03 47.66 29.52 Fourth quintile 7.04 8.44 40.14 20.72 Fifth quintile 4.00 6.37 31.79 11.33 Notes: 1) Household expenditure quintile: this is 20% or one-fifth of the households in the population. In the first quintile, we find the 20% of the households in the population with the least household expenditure, and so on and so forth up to the fifth quintile, which includes the 20% of the households in the population with the greatest household expenditure. Source: National Statistics Institute