Survey on Access by Companies to Finance 1.- TOTAL RESULTS Reasons that prevented or hindered the granting of loans, according to year Units: Percentages (SEE FOOTNOTE) Year 2007 Year 2010 Reasons provided by banks and other financing sources: Poor credit rating 32.8 31.0 Reasons provided by banks and other financing sources: Lack of own capital 17.9 10.6 Reasons provided by banks and other financing sources: Insufficient guarantees 29.7 32.5 Reasons provided by banks and other financing sources: Projects that are risky or without enough guarantees of success 6.0 7.7 Reasons provided by banks and other financing sources: Too many debts or loans pending 29.7 31.9 Reasons provided by banks and other financing sources: No reason provided 29.0 29.0 Reasons provided by banks and other financing sources: Other reasons 12.5 12.9 Reasons provided by the company itself: The interest rates offered were too high 36.8 33.7 Reasons provided by the company itself: Other loan conditions were not acceptable 26.6 26.3 Reasons provided by the company itself: Other reasons 7.4 7.7 Notes: 1) Percentages calculated over the total number of companies each year that unsuccessfully sought loans or that were only partially successful. The options are not exclusive Source: National Statistics Institute