Sources period Total Owners and executives Year 2007 13.6 Owners and executives Year 2010 21.6 Other company employees Year 2007 4.7 Other company employees Year 2010 9.4 Relatives, friends or other persons outside the company Year 2007 5.1 Relatives, friends or other persons outside the company Year 2010 9.1 Other companies Year 2007 6.8 Other companies Year 2010 12.4 Banks Year 2007 96.0 Banks Year 2010 96.8 Other sources of loans Year 2007 5.6 Other sources of loans Year 2010 6.4