Reasons	period	Total
Reasons provided by banks and other financing sources: Poor credit rating	Year 2007	32.8
Reasons provided by banks and other financing sources: Poor credit rating	Year 2010	31.0
Reasons provided by banks and other financing sources: Lack of own capital	Year 2007	17.9
Reasons provided by banks and other financing sources: Lack of own capital	Year 2010	10.6
Reasons provided by banks and other financing sources: Insufficient guarantees	Year 2007	29.7
Reasons provided by banks and other financing sources: Insufficient guarantees	Year 2010	32.5
Reasons provided by banks and other financing sources: Projects that are risky or without enough guarantees of success	Year 2007	6.0
Reasons provided by banks and other financing sources: Projects that are risky or without enough guarantees of success	Year 2010	7.7
Reasons provided by banks and other financing sources: Too many debts or loans pending	Year 2007	29.7
Reasons provided by banks and other financing sources: Too many debts or loans pending	Year 2010	31.9
Reasons provided by banks and other financing sources: No reason provided	Year 2007	29.0
Reasons provided by banks and other financing sources: No reason provided	Year 2010	29.0
Reasons provided by banks and other financing sources: Other reasons	Year 2007	12.5
Reasons provided by banks and other financing sources: Other reasons	Year 2010	12.9
Reasons provided by the company itself: The interest rates offered were too high	Year 2007	36.8
Reasons provided by the company itself: The interest rates offered were too high	Year 2010	33.7
Reasons provided by the company itself: Other loan conditions were not acceptable	Year 2007	26.6
Reasons provided by the company itself: Other loan conditions were not acceptable	Year 2010	26.3
Reasons provided by the company itself: Other reasons	Year 2007	7.4
Reasons provided by the company itself: Other reasons	Year 2010	7.7