Survey on Access by Companies to Finance
1.- TOTAL RESULTS
Reasons that prevented or hindered the granting of loans, according to year
Units: Percentages (SEE FOOTNOTE)

,Year 2007,Year 2010,
Reasons provided by banks and other financing sources: Poor credit rating,32.8,31.0,
Reasons provided by banks and other financing sources: Lack of own capital,17.9,10.6,
Reasons provided by banks and other financing sources: Insufficient guarantees,29.7,32.5,
Reasons provided by banks and other financing sources: Projects that are risky or without enough guarantees of success,6.0,7.7,
Reasons provided by banks and other financing sources: Too many debts or loans pending,29.7,31.9,
Reasons provided by banks and other financing sources: No reason provided,29.0,29.0,
Reasons provided by banks and other financing sources: Other reasons,12.5,12.9,
Reasons provided by the company itself: The interest rates offered were too high,36.8,33.7,
Reasons provided by the company itself: Other loan conditions were not acceptable,26.6,26.3,
Reasons provided by the company itself: Other reasons,7.4,7.7,
Notes:
1) Percentages calculated over the total number of companies each year that unsuccessfully sought loans or that were only partially successful.
  The options are not exclusive
Source: National Statistics Institute