Survey on Access by Companies to Finance
1.- TOTAL RESULTS
Reasons that prevented or hindered the granting of loans, according to year
Units: Percentages (SEE FOOTNOTE)

;Year 2007;Year 2010;
Reasons provided by banks and other financing sources: Poor credit rating;32.8;31.0;
Reasons provided by banks and other financing sources: Lack of own capital;17.9;10.6;
Reasons provided by banks and other financing sources: Insufficient guarantees;29.7;32.5;
Reasons provided by banks and other financing sources: Projects that are risky or without enough guarantees of success;6.0;7.7;
Reasons provided by banks and other financing sources: Too many debts or loans pending;29.7;31.9;
Reasons provided by banks and other financing sources: No reason provided;29.0;29.0;
Reasons provided by banks and other financing sources: Other reasons;12.5;12.9;
Reasons provided by the company itself: The interest rates offered were too high;36.8;33.7;
Reasons provided by the company itself: Other loan conditions were not acceptable;26.6;26.3;
Reasons provided by the company itself: Other reasons;7.4;7.7;
Notes:
1) Percentages calculated over the total number of companies each year that unsuccessfully sought loans or that were only partially successful.
  The options are not exclusive
Source: National Statistics Institute