Nationality	They have borrowed money and type of lender	Total
Total	Total	100
Total	Have borrowed money	31,2
Total	- Bank or financial institution	3,6
Total	- NGO	1
Total	- Family	13,6
Total	- Friends	15,7
Total	- Others	1,5
Total	Have not borrowed money	68,8
Spanish	Total	100
Spanish	Have borrowed money	33,5
Spanish	- Bank or financial institution	5,5
Spanish	- NGO	0,5
Spanish	- Family	15,3
Spanish	- Friends	15,1
Spanish	- Others	2,1
Spanish	Have not borrowed money	66,5
Foreign	Total	100
Foreign	Have borrowed money	28,9
Foreign	- Bank or financial institution	1,7
Foreign	- NGO	1,4
Foreign	- Family	12
Foreign	- Friends	16,4
Foreign	- Others	1
Foreign	Have not borrowed money	71,1