Nationality	They have debts and type of creditor	Total
Total	Total	100
Total	Have debts	31,3
Total	- Bank or financial institution	13,6
Total	- Administration	9
Total	- Shop or supermarket	2,9
Total	- An individual	4,2
Total	- A friend	4,3
Total	- A relative	2,5
Total	Have no debts	68,7
Spanish	Total	100
Spanish	Have debts	39,9
Spanish	- Bank or financial institution	20,7
Spanish	- Administration	13,8
Spanish	- Shop or supermarket	4,4
Spanish	- An individual	3,9
Spanish	- A friend	3,2
Spanish	- A relative	1,5
Spanish	Have no debts	60,1
Foreign	Total	100
Foreign	Have debts	22,8
Foreign	- Bank or financial institution	6,7
Foreign	- Administration	4,2
Foreign	- Shop or supermarket	1,5
Foreign	- An individual	4,5
Foreign	- A friend	5,3
Foreign	- A relative	3,6
Foreign	Have no debts	77,2