Nationality;They have debts and type of creditor;Total Total;Total;100.0 Total;Have debts;31.3 Total;- Bank or financial institution;13.6 Total;- Administration;9.0 Total;- Shop or supermarket;2.9 Total;- An individual;4.2 Total;- A friend;4.3 Total;- A relative;2.5 Total;Have no debts;68.7 Spanish;Total;100.0 Spanish;Have debts;39.9 Spanish;- Bank or financial institution;20.7 Spanish;- Administration;13.8 Spanish;- Shop or supermarket;4.4 Spanish;- An individual;3.9 Spanish;- A friend;3.2 Spanish;- A relative;1.5 Spanish;Have no debts;60.1 Foreign;Total;100.0 Foreign;Have debts;22.8 Foreign;- Bank or financial institution;6.7 Foreign;- Administration;4.2 Foreign;- Shop or supermarket;1.5 Foreign;- An individual;4.5 Foreign;- A friend;5.3 Foreign;- A relative;3.6 Foreign;Have no debts;77.2