Nationality;They have debts and type of creditor;Total Total;Total;100 Total;Have debts;31,3 Total;- Bank or financial institution;13,6 Total;- Administration;9 Total;- Shop or supermarket;2,9 Total;- An individual;4,2 Total;- A friend;4,3 Total;- A relative;2,5 Total;Have no debts;68,7 Spanish;Total;100 Spanish;Have debts;39,9 Spanish;- Bank or financial institution;20,7 Spanish;- Administration;13,8 Spanish;- Shop or supermarket;4,4 Spanish;- An individual;3,9 Spanish;- A friend;3,2 Spanish;- A relative;1,5 Spanish;Have no debts;60,1 Foreign;Total;100 Foreign;Have debts;22,8 Foreign;- Bank or financial institution;6,7 Foreign;- Administration;4,2 Foreign;- Shop or supermarket;1,5 Foreign;- An individual;4,5 Foreign;- A friend;5,3 Foreign;- A relative;3,6 Foreign;Have no debts;77,2