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Mortages. H. March 2023

The number of mortgages on dwellings registered in the property registries is 36,182, 15.7% more in annual rate.The average amount of these mortgages decreased by 1.5% and stood at 142,663 euros.

Mortgages constituted on dwellings - March 2023
Indicator Note Value Monthly change Annual change
Number of mortgaged dwellings 36,182 0.8 -15.7
Average amount (euros) 142,663 -0.5 -1.5
Average interest rate 2.99 4.4 65.9
Latest data
March 2023 Published: 26/05/2023

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The Mortgage Statistics provide information on constitutions of mortgages, that is, regarding the number of new mortgages constituted on real estate properties during the reference month and the amount of new mortgage loans corresponding to said mortgages. Since 2006, information on changes and cancellations in mortgages is published. All this information is broken down on the basis of various variables such as the nature of the mortgaged property or lending institution.

Colegio de Registradores
All the information on constitutions, changes and register cancellations of mortgages is obtained from the information contained in the Land Registers of the entire national territory, by virtue of a collaboration agreement signed in 2004 between the two institutions. In order to facilitate comparisons, the data for 2003 are presented according to both the old and the new base.